As a 20 something-year-old who is just starting out in life, the temptation and pressure to move out from under your parent’s’ noses can be high. It means relatively more freedom, a greater sense of responsibility, validation from your friends and, to a degree, a better way to experience life’s lessons.
But moving out is not for everybody. For most young people chasing economic opportunities in other cities with no family relations, moving out is not even a question. For the rest, however, it’s a matter of timing and necessity.
Are You Ready to Move Out?
It depends. A better question is, should you move out of your parents’ house? Truth be told, it’s a matter of when. Depending on your circumstances, you might not need to move out at all. You may, however, want to move out for several reasons. Some of these are listed below.
Who doesn’t want to come and go as they please without looking over their shoulder each time? As young people, all we want to be is free and living at home with your parents doesn’t afford most young people that luxury.
Moving out of your parents’ house is widely considered the adult thing to do. It puts you in a unique position to take charge of your own life considering you’ll be taking care of your own utilities and your own well being. It could mark the beginning of actual independence for you.
Our peers influence us in a lot of ways. If all your friends live on their own, the pressure is really on to do the same. This is not always a smart move but plays a significant role especially if you want to be taken seriously amongst your peers. This tweet is a perfect example of this.
When Are You Ready To Move Out?
1. Stable Income
The decision to move out largely depends on whether you can afford it. For a decent single-room apartment, you should be willing and able to pay upwards of GH¢500 a month in most sought-after neighbourhoods in Accra. Landlords often demand a year or two’s advance payment before you can move in. For the cheaper options, 2 years seems standard while 1 year advances hover around the GH¢600-700 mark.
That’s quite a stretch for most young people in Ghana. With a minimum wage of GH¢8.80, and a general payout of around GH¢700 (based on NSS wages), paying rent is near impossible. However, if you make about GH¢1500 and above, this could be a non-issue. It’s better, however, if you have multiple revenue streams, so you can weather any storms that come your way.
Getting married means starting a new family and your parents’ house isn’t exactly where you want to do that. Imagine living in your bedroom with your significant other under the roof your parents. In the eyes of most parents, children are still children no matter how old they get. Moreover, doing certain adult things might be awkward for you especially if you’re staying together for an extended period. Instead, getting your own place, either buying or renting is ideal, if only to eliminate the awkwardness.
3. Job Dynamics
Depending on your commute to work, moving out of your parents’ house is a smart option to consider. Imagine working from Kasoa but living at Adenta. The time spent in traffic alone is insane. In a situation like that, you’re better off moving somewhere close to work. Additionally, living not too far from work is rather convenient considering you spend most of your time there anyway.
4. Family Pressure
It’s not uncommon for parents and the larger extended family to pressure young people to move out in order to “grow up”. This can be done in several ways, a well-known one is to continually pester young people with questions about marriage.
Another tactic is to parade the term “responsibility” around. This is done by both family and friends. Some people are of the view that living with your parents when you’re past 25 signals immaturity and irresponsibility. In some cases, your family can deliberately make the environment at home hostile to you.
When this happens, in most cases, you’re more likely to be better off moving out to enjoy your peace of mind.
Are You Ready to Move Out?
Most likely not. Decent accommodation in Accra is no joke. Accra alone has the second highest rent index in Africa and has the highest cost of living on the continent according to Numbeo.com. Unless you have a fat bank account and don’t mind paying 2-year rent advances now, enduring with your parents may not be all that bad.
Moving out of your parents’ house, in reality, doesn’t mean you’re responsible. What happens if you start living on your own but can’t even clean your home for example. Would you consider that being responsible? Responsibility means different things to different people.
If you absolutely must move out, however, below are some quick tips to make the best out of the experience.
1. Get a Roommate
A roommate is a good idea when you move from home for the first time. You automatically have someone to help ease the financial burdens of home ownership or in some cases rentership (sic). Rent costs are incredibly high, so getting a roommate who is willing and able to split the rent and other subsequent bills are sure to reduce your financial obligations.
Many people take the companionship and support you get from living at home for granted. A roommate, when you first move out can provide some company when you need it but still allows you to have privacy and alone time whenever you want.
2. Keep Your Parents Close
3. Save, save, save like your life depends on it
What you can do while you’re still with your parents, however, is to make the best of your situation and save as much as you can in preparation for the future. As you grow, a time will come when you will have to kick the rent habit and you’ll need all the funds for it.
4. Buy a House
Renting is great and all, but how long do you want to remain a tenant? There’s nothing quite like the feeling of owning property you can call your home without the worries of paying rent to someone else. It’s a good idea to save as mentioned above so you can afford a house in a choice neighbourhood. Browse meqasa.com for countless house options to buy.
Should I move out? Unless your parents are throwing/kicking you out; you’re getting married or you can’t stand your long commute to work, staying with your parents a little longer may be better for you. We can only advice and furnish you with pros and cons of either choice: move out or stay. However, ultimately, this decision lies with you. If you’ve decided to move out, here are some great tips for the best types of property for young professionals.